Friday, November 12, 2010

Understand changes in health care under new law

Commercial Law
I don't know about you, but I feel increasingly confused as I try to decipher the various details of the new health care law. One thing I do know is that now, more than ever, we consumers must take control of our own health care.

There are new rights, benefits and protections under the Affordable Care Act, which went into effect on September 23. Some highlights of the law include: no more denial of coverage for pre-existing illnesses in children and adults who have been uninsured more than six months, elimination of lifetime dollar limits on benefits, and children may be kept on their parents' policy until age 26.

This just scratches the surface. To help consumers understand their personal health insurance options, the government has created a comprehensive website. The site, www.healthcare.gov, can be a bit overwhelming when you first start navigating it. Look at small sections at a time and don't try and tackle it in one sitting.

Since this is open enrollment time, many of us have insurance coverage decisions to make for the upcoming year. Whether you are staying with your current provider, making a change or receiving coverage for the first time, it is critical to understand costs, benefits and ultimately what will work best for you and your family.

No comments:

Post a Comment